Terms & Disclaimer
About this website
This website is operated by Mukuba Pension Trust ("Mukuba", "we", "us"), an occupational pension scheme regulated by the Pensions and Insurance Authority (PIA) of Zambia. Our registered address is [CONFIRM: registered address].
Information only — not professional advice
The information on this website is provided for general guidance and information purposes only. It does not constitute legal, financial, actuarial, or investment advice. You should not rely on information from this website as the basis for any decision relating to your retirement savings or pension entitlements without first seeking appropriate professional advice.
The official Scheme Rules — not this website — are the definitive source of members' rights and entitlements. If there is any discrepancy between the content of this website and the Scheme Rules, the Scheme Rules prevail.
Investment performance disclaimer
Past investment performance shown on this website is not a guarantee of future returns. The value of investments can fall as well as rise. Members should not rely on historical returns as an indicator of what they will receive in the future.
Accuracy and currency of information
We take reasonable care to ensure the information on this website is accurate and up to date. However, we make no warranties, express or implied, as to the accuracy, completeness, or fitness for purpose of any information on this site. We reserve the right to update or remove information without notice.
Third-party links
This website may contain links to third-party websites. These links are provided for convenience only. We have no control over the content of linked websites and accept no responsibility for them.
Intellectual property
All content on this website — including text, images, logos, and design — is the property of Mukuba Pension Trust or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or use any content without our prior written consent.
Limitation of liability
To the fullest extent permitted by law, Mukuba Pension Trust accepts no liability for any loss or damage arising from your use of, or reliance on, information contained on this website.
Governing law
These terms are governed by and construed in accordance with the laws of Zambia. Any disputes shall be subject to the exclusive jurisdiction of the Zambian courts.
Contact
For questions about these terms, please contact us at info@mukuba.com.zm.